Homeowner’s Insurance

The biggest investment most people will ever make is in their home. That’s why it makes sense to protect the sizable financial investment you’ve made in your own home with a comprehensive homeowners plan.

Homeowners insurance includes two areas of protection—property and liability. The property protection includes your home, other structures on the premises, and your personal property. The liability insurance protects you for accidental bodily injury to others that is attributed to the actions of you or your family members. BG Insurance Agency would take great pride in having the opportunity to insure your home.

Automobile Insurance

Being sufficiently protected while you’re behind the wheel is one of the most important insurance decisions you can make. The right auto insurance policy can get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy also provides protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.

Our goal is to present you with options and recommendations tailored to your particular circumstances, so that you will not have to worry about the financial consequences of an auto accident. BG Insurance Agency will come up with a plan that minimizes premiums but maximizes protection where you need it most.

Business Insurance

Do you have the protection your business needs in an ever-changing business climate? Business insurance is one of the many critical needs of running a profitable enterprise.

Having the right business insurance does more than just give you peace of mind; it’s an integral part of an overall management strategy to help you stay competitive and protect your company in the event of an accident or disaster.

While many small business owners seek to get away with minimal coverage, others overpay on insurance they don’t need. You can avoid both of these extremes by consulting with BG Insurance Agency. We can advise you on the right coverage for your particular situation.

Life Insurance

No one can replace a spouse, a parent, another loved one, or a key business associate who has passed away, but one aspect of a person’s passing can be addressed in advance. The potentially devastating financial impact of an untimely death can be avoided with careful life insurance planning. To those left behind, life insurance provides the funding to meet obligations or carry out plans that might otherwise be interrupted or derailed.

In a family, life insurance creates an instant estate, offers liquidity, provides for debt repayment, assures children of a college education, and allows surviving family members to afford the lifestyle they lived prior to the untimely passing. The untimely death of a family member is heartbreaking, but inadequate funds can make for a tragedy. The instant estate created by life insurance eases the financial aspects of the loss. BG Insurance Agency can help you plan for the future.